Doing Business in Indonesia VS Gambia – A Comparison
Entrepreneurs and investors often face a challenging dilemma when choosing the ideal destination for their business ventures. Both Indonesia and Gambia present unique opportunities, making the decision even more complex. Indonesia is known for its competitive business landscape, high quality of life, and cost-effective setup for smaller businesses. On the other hand, Gambia offers untapped potential in emerging markets and a strategic location in West Africa. This article will explore the key factors to help you make an informed decision.
Key Comparison Points
Business Environment
- Indonesia: Indonesia boasts political stability and a well-defined legal framework, supported by government initiatives to attract foreign investment.
- Gambia: Gambia offers a developing business environment with growing government support but faces challenges in political stability and regulatory consistency.
Taxation
- Indonesia: Indonesia has a corporate tax rate of 22%, with various tax incentives for specific industries and regions.
- Gambia: Gambia offers a lower corporate tax rate of 27%, along with exemptions for certain sectors, but lacks comprehensive capital gains tax policies.
Ease of Company Incorporation
- Indonesia: Indonesia provides a streamlined incorporation process with strong digital infrastructure and a supportive regulatory environment.
- Gambia: Gambia’s incorporation process is improving but still involves manual procedures and limited digital infrastructure.
Cost of Living and Business Operations
- Indonesia: Indonesia offers affordable operational costs, competitive office space pricing, and a relatively low cost of living for expatriates.
- Gambia: Gambia has lower living expenses but higher operational costs due to limited infrastructure and resource availability.
Access to Markets
- Indonesia: Indonesia is well-connected globally, with access to ASEAN markets and numerous trade agreements.
- Gambia: Gambia provides access to West African markets under ECOWAS but has limited global trade agreements in place.
Quick Comparison Overview
Here’s a quick overview of the key differences for easy reference:
Factor |
Indonesia |
Gambia |
Business Environment |
Stable political and legal framework with strong government support for investors. |
Developing environment with growing government support but some political instability. |
Corporate Tax Rate |
22% |
27% |
Capital Gains Tax |
Comprehensive policies in place. |
Limited policies and exemptions available. |
Ease of Incorporation |
Streamlined process with strong digital infrastructure. |
Manual procedures with limited digital infrastructure. |
Business Costs |
Low operational costs and affordable living expenses. |
Higher operational costs but lower living expenses. |
Market Access |
Access to ASEAN markets and global trade agreements. |
Access to ECOWAS markets with limited global agreements. |

Benefits of Choosing 3E Accounting
Whether you’re looking to register a company in Indonesia or start a business in Indonesia, 3E Accounting offers unparalleled expertise and support. From seamless incorporation to comprehensive business solutions, our team ensures a hassle-free experience for entrepreneurs and investors.
Explore our Indonesia company incorporation services package to understand how we can assist you. For more guidance, check out our guide on registering a company in Indonesia. Ready to take the next step? 3E Accounting is here to help. Contact us today to get started.
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Frequently Asked Questions
Indonesia offers a streamlined, digital-friendly incorporation process. Gambia’s process is still largely manual. To understand the process in Indonesia, visit the company registration in Indonesia guide.
Indonesia’s 22% corporate tax is balanced with targeted incentives. Gambia’s rate is 27%, but its policies are less structured. Learn more about Indonesia’s structure in this company incorporation overview.
Yes. Indonesia offers better infrastructure at lower costs, especially for SMEs. This guide to setup Indonesia business provides insights on setup and cost planning.
Abigail Yu oversees executive leadership at 3E Accounting Group, leading operations, IT solutions, public relations, and digital marketing to drive business success. She holds an honors degree in Communication and New Media from the National University of Singapore and is highly skilled in crisis management, financial communication, and corporate communications.